I did not set out to build a career in international development. Like many CPAs, I began with a simple and familiar ambition: to join a profession grounded in integrity, discipline, and accountability. Accounting appealed to me because it demanded precision and ethical judgment qualities, which I later discovered are just as essential in development work as they are in corporate or public practice.

Over more than two decades, this professional foundation has taken me across some of the world’s most complex and fascinating development environments, from the busy cities of Pakistan to the quiet coastal communities of Timor-Leste. Along the way, I have worked on projects funded by the United Nations, USAID, and Australian Aid. These experiences have shaped my understanding of what I now see as the paradox of international development: it offers profound purpose and meaning yet often comes with personal sacrifice and uncertainty.

The Bright Side: Purpose, Impact, and Growth

International development offers professionals—particularly those in finance, management, and governance—a rare opportunity to see the tangible impact of their work. Donor-funded programs invest billions each year to reduce poverty, strengthen institutions, and improve lives. Behind every budget line is a real outcome: a functioning school, a stronger public system, better infrastructure, improved public health, effective safeguarding, access to clean drinking water and food, or a growing local enterprise and more.

For many of us, this work provides something more enduring than a paycheck—it provides a sense of purpose. There is deep satisfaction in knowing that sound financial systems and controls can directly influence whether resources reach the people they are meant to serve.

The field also accelerates one’s professional growth. It brings together diverse teams from around the world, demands collaboration across cultures, and builds resilience under pressure. For CPAs, international development offers a powerful combination of financial discipline and moral satisfaction, as well as the chance to apply technical expertise in service of something larger than oneself.

The Other Side of the Equation

Development work has a less visible side. Projects are heavily dependent on donor priorities, political cycles, and global events. When funding shifts, programs can end abruptly, disrupting staffing arrangements with little notice.

These transitions affect more than contracts—they affect lives. In many developing countries, donor-funded programs are major employers. When projects close, skilled local professionals face job insecurity despite years of service and institutional knowledge. International staff are often required to relocate with little notice, disrupting families, routines, and support systems.

For expatriates in particular, the emotional toll can be cumulative: long separations from family, repeated relocations, and children adapting to new schools and cultures every few years. Even with competitive compensation, the instability can quietly erode morale and lead to burnout.

The Hidden Cost of Doing Good

One of the least discussed aspects of development careers is the psychological weight of transience. Each new assignment brings excitement, but also the recurring question: What comes next? Over time, this uncertainty can discourage continuity and push experienced professionals out of the sector. There is an uncomfortable irony here. While development work is designed to promote sustainability and long-term impact, the careers of those delivering it are often unstable.

Another challenge is mobility beyond the sector. Professionals who spend many years in international development may find it difficult to transition into corporate or private-sector roles. There is a persistent misconception that development experience is too narrow, despite the fact that these roles demand sophisticated skills in finance, governance, leadership, and problem-solving.

One CPA’s Unexpected Path into Development

My own entry into international development was gradual and unplanned. Early in my career, I followed a conventional accounting path, strengthening my technical foundation in finance and compliance. Over time, however, I became increasingly interested in how financial systems operate where institutions are still evolving and resources are constrained.

That curiosity led me into donor-funded programs. From the outset, the work felt fundamentally different. The practice of accounting in the development field is not just about reporting past performance; it is about building systems that may not yet exist, strengthening governance, and ensuring transparency in environments where trust is fragile.

The complexity was challenging and transformative. Processes that are routine in mature systems often need to be adapted or created entirely. I saw firsthand how strong financial controls could protect programs, empower local partners, and ensure accountability. Gradually, my role expanded from technical accounting into advising on risk, governance, and sustainability.

International development reshaped my understanding of the profession. Accounting, in this context, is not a back-office function, but rather a tool for impact.

What surprised me most was how central CPA skills were to this work. Ethical judgment, internal controls, and analytical thinking were not peripheral—they were essential. In many contexts, finance professionals become trusted advisors precisely because of their commitment to accountability.

Lessons for CPAs Considering International Development

Looking back, I see a clear through-line: the CPA designation provided a foundation that allowed me to operate confidently in complex, cross-cultural environments. International development reshaped my understanding of the profession. Accounting, in this context, is not a back-office function, but rather a tool for impact.

For CPAs considering this path, a few lessons stand out:

  • International development work can be profoundly meaningful, connecting financial expertise to real-world outcomes.
  • Flexibility and patience are essential, as systems and processes are often evolving.
  • There are trade-offs, logistical challenges, uncertainty, and slower timelines, but these are balanced by purpose.
  • CPA skills travel well, even in unfamiliar environments.
  • Continuous learning matters, especially in the areas of leadership, communication, and cultural awareness.

Planning a Career with the Long View in Mind

Perhaps the most important lesson that international development has taught me is the need for intentional career and financial planning. Development careers require a different mindset. Contracts are often fixed or short-term, locations change, and certainty is never guaranteed.

In the international development environment, financial discipline becomes a form of professional resilience. Strong savings habits are not optional. Building emergency reserves, planning for gaps between assignments, and avoiding lifestyle inflation during high-earning periods can determine whether a career in development is sustainable or exhausting.

Short-term planning is equally critical. Understanding project cycles, aligning personal commitments with contract timelines, and preparing financially for transitions allow professionals to focus on impact rather than anxiety. Over time, I have seen that my colleagues who plan deliberately are the ones who remain effective and fulfilled.

Long-term thinking matters as well. International development can be deeply rewarding, but it should not come at the expense of future security. Thoughtful investing, retirement planning, and maintaining professional credentials ensure that passion and prudence move forward together.

In many ways, development work reinforces the very principles CPAs apply professionally: risk management, sustainability, and accountability. Applying those same principles to one’s own career enables one the freedom to continue meaningful work without compromise.

For CPAs, this balance is not only achievable; it is a natural extension of our training. When combined with purpose, disciplined planning turns a career in international development into not just a chapter of work, but a sustainable and fulfilling professional life.

Muhammad Suhail Sattar, CPA, is a finance and governance professional with more than two decades of experience in international development, supporting donor-funded programs and strengthening financial systems in complex operating environments. He is an NYCPA member, an associate member of CPA Australia, and an international member of the AICPA. He represents Timor-Leste’s national cricket squad and made history by playing international cricket alongside his son Yahya as part of the first father–son debutant duo in November 2025.